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Mortgage QuestionsFrequently asked mortgage questions and answers . . .What is a mortgage?What different types of mortgage are there? What should I think about when choosing a mortgage? More information on interest only mortgages How large a mortgage can I have? I am self-employed, how can I get a mortgage? My income is erratic, does that put me out of the running for a mortgage? You can apply for a self-certification mortgage for up to 75% of the value of your property. This means that you do not need to show proof of your income. You should note that the interest charged on self-certified loans might be higher than if income is confirmed, this is normally to reflect the perceived higher risk of lending to someone without verification of their income. What are mortgage indemnity payments?What about protecting my mortgage payments? What other costs are involved when buying a house? What if I can't meet my mortgage payments? |
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