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Mortgage Questions

Frequently asked mortgage questions and answers . . .

What is a mortgage?
What different types of mortgage are there?

What should I think about when choosing a mortgage?

To assist you to narrow down the search for your new mortgage, you should first decide which payment method best suits you. Whether it is to be a repayment, interest only or perhaps a flexible mortgage.

To help you decide on the method most suitable for you, it would be sensible to take into account your attitude to risk. Only a repayment mortgage can guarantee, assuming all mortgage payments are maintained properly, that your mortgage debt will be repaid at the end of the original mortgage term.

By choosing The Mortgage & Insurance Shop to assist you in sourcing your mortgage, we will tailor make a mortgage by identifying your needs and finding the most suitable solution for you.

More information on interest only mortgages
How large a mortgage can I have?
I am self-employed, how can I get a mortgage?
My income is erratic, does that put me out of the running for a mortgage?
What are mortgage indemnity payments?
What about protecting my mortgage payments?
What other costs are involved when buying a house?
What if I can't meet my mortgage payments?