Life / Protection

Protection for you, your family and your mortgage . . .

There are numerous forms of life assurance to protect you and your family whereby you income is protected and your mortgage is protected in the event of:

• Death
• Serious illness
• Redundancy
• Accident or sickness

By identifying your needs and taking into account your current arrangements we will ensure that we provide a solution that is both affordable and in line with your circumstances.

You may feel life insurance is an unnecessary expense, but could your family maintain their lifestyle if you weren't there to provide your current share? You may be surprised at how little it would cost you to get covered, and even just a small amount of cover is better than not having any at all.

Life insurance has reduced in price in recent years due to people living longer and healthier. Generally the younger you are the cheaper your premiums will be and the easier it is to get accepted. In other words, don't put it off any longer; call us now for a chat about your requirements.

Income Protection

A family will generally plan for the future based on the incomes of both partners, if one of the partners were to pass away, those plans would undoubtedly need to change if provisions were not put in place. Life insurance can be that provision.

Mortgage Protection

If your income was unexpectedly removed from your family, would they still be able to keep up with the mortgage payments? Insurance can be taken out for the duration of your mortgage to protect against such a possibility. Costs can also be saved by using decreasing term insurance where the benefit decreases as your mortgage balance does.

Funeral Costs

Permanent life insurance can be put in force to foot the often hefty costs of funeral expenses which may otherwise be left to your loved ones at a time when they're least welcome.

Please call us on 01535 680928 to discuss your requirements with our advisors or and leave your details and we will call you back.